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How to Receive Dollars from a U.S. Account

The belo wallet lets you receive dollars from any U.S. bank account via ACH or Wire transfer.

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Written by belo
Updated over 2 weeks ago

With your belo dollar account, you can receive payments from any U.S. bank account — whether it’s in your name, someone else’s, or a company’s.

Funds can be transferred via ACH (Automated Clearing House) or Wire transfer.

How to activate your account

  1. Download the belo app and log in.

  2. On the main screen, select “Add money” → “Money from abroad” → “Dollars”.

  3. Read and accept the terms and conditions.

  4. Wait a few minutes while we verify your info.

  5. Once approved, you’ll see your bank details (account number, routing number, etc.).

🧾 How to send a transfer

Share your bank details with the sender — or paste them directly into your own banking platform if you’re sending from your account.

You can also use this account to receive funds from platforms like PayPal, Upwork, Deel, or Airbnb.

A few things to keep in mind 🧐

⏰ Funds will be credited within 2 to 4 business days.
Note: Bank holidays in the US are not considered business days.

⚠️ PayPal transfers: In some cases, they may take up to 3 weeks.

💰 Deposit fees:

  • ACH transfers: 0.3% of the transaction amount, with a minimum fee of $0.50 USD.

  • Wire transfers: $20 USD per transaction.

Account opening fee: Opening your USD or EUR account costs $3 USD, and it's valid for one year from activation.

👉 If you already have a euro account, opening a dollar account is free — and vice versa.

💰 What can you do with your USDC balance?

📩 Got questions?

Here’s how to reach us 👇

  • Through our Help Center

  • In the app, by tapping the Support button

    • If you're having issues with a USD transfer, include in your message:

      • Amount and date of the transfer

      • Screenshot or PDF of the receipt

      • Trace ID (for ACH) or IMAD (for Wire)

We’re here to help you 💜


belo does not provide financial advice or recommendations. Please consult professionals if you have any questions. Using crypto assets involves certain risks. Be sure to read our Terms and Conditions.

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