Particular Terms and Conditions of the service provided by “Bridge”

The following are the terms and conditions (the "Terms and Conditions") governing the integrated service between Gralcey S.A. (hereinafter, "Belo") and Bridge Ventures Inc. ("Bridge") offered to their Users (as described below), which constitute an agreement between you and Belo and must be read, understood and accepted by anyone who uses the service provided by Bridge (the "Service").

By accepting the terms and conditions and using the Service, you agree to comply with each of these Terms and Conditions, the General Terms and Conditions and the Privacy Policy; you also agree to comply with Bridge's terms and conditions and privacy policies, available at Bridge.xyz/legal, and with any other terms and conditions that we link to these Terms and Conditions and that apply to you once you begin using the Service.

USE OF THE SERVICE CONSTITUTES SUFFICIENT EVIDENCE OF THE USER'S ACCEPTANCE OF THESE GENERAL TERMS, THE PRIVACY POLICY AND THE OTHER DOCUMENTS GOVERNING THE PRODUCT AND SERVICE OFFERED TO USERS.

Any User who does not wish to accept these Terms and Conditions must refrain from using the Service.

References in these Terms and Conditions to "you" and "your" refer to the user who is a Belo User, who has accepted Belo's Terms and Policies, who is eligible to use the Service, who accepts these Terms and Conditions and who agrees to use the Service as described in these Terms and Conditions.

The Service is a product designed by Belo but provided by Bridge which, through an account opened in the User's name with Bridge (the "Bridge Account"), allows the User to:

(a) receive deposits by bank transfers denominated in United States Dollars from bank accounts or digital platform accounts held by the User, which will be converted into USDC and credited to the User's Belo Account (the "Belo Account") (the "Deposits"); and

(b) send United States Dollars from the User's Bridge Account to bank accounts held by the User or by third parties, through ACH, bank transfer (Wire) or other methods that Belo enables in the App, with the corresponding amount being debited from the User's Belo Account (the "Transfers").

The transfer methods available at any given time will be shown in the App. Any new methods added will be governed by these Terms and Conditions, without prejudice to the specific conditions of each method shown in the App.

To that end, Belo may ask you to provide and share information about each of the accounts with which you want the Service to interact, including the destination accounts of the Transfers and the details of their holders. Accordingly, the User must follow all the steps and include all the information indicated in the instructions provided when using the Service within the App.

Access to and use of the Service may be subject to the payment of an annual subscription fee (the "Annual Subscription Fee"). The current Annual Subscription Fee, as well as any full or partial waiver of it, will be shown to the User in the App before the User signs up for the Service and before each renewal. Belo may set the Annual Subscription Fee at zero (0), in which case access to the Service will be free of charge for the User during the period indicated. Signing up for the Service does not, in itself, generate any charge other than the Annual Subscription Fee in effect and shown at the time of signing up.

When the Annual Subscription Fee shown is greater than zero, it will be deducted from your Belo Account and will not be refundable once paid. If it is not paid, the User will not be able to use the Service.

Belo may waive the Annual Subscription Fee, in full or in part, generally or for certain Users, segments, periods or promotional campaigns, subject to compliance with the conditions communicated to the User from time to time (the "Waiver"). The Waiver may be applied either by not charging the fee or by subsequently refunding it to the Belo Account, at Belo's discretion. The Waiver is temporary and does not create any vested right to its continuation: once the waived period ends, the Annual Subscription Fee then in effect will be payable to maintain the Service.

The Service will be renewed automatically ahead of the expiration date of each annual subscription, for which the User must have a sufficient balance in their Belo Account. Any change to the Annual Subscription Fee, as well as the end of a current Waiver, will be notified to the User at least thirty (30) calendar days before the renewal date, and the User may cancel the Service at no cost or penalty before that date. If the renewal does not take place, the User will not be able to use the Service. If the Bridge account is closed and the User wishes to access the Service again, the User must start a new sign-up process and pay the Annual Subscription Fee then in effect, if applicable.

Access to the Service is subject to Bridge's approval and validation of the User's information.

Belo acts solely as a facilitator of the Service. Accordingly, the User acknowledges and agrees that Belo will in no event be liable for costs arising from erroneous transfers, rejected transfers, returned transfers or improper use of the Service. Charges may apply for handling the return of funds to the originating bank account or digital platform account when a transfer is rejected.

Use of the Service may be subject to fees. If applicable, the amount and conditions will be shown in the App before each transaction is confirmed.

Receiving or intermediary institutions involved in a Transfer may apply their own charges, which may reduce the amount received by the recipient.

The minimum and maximum amounts per transfer, as well as limits per period (daily, monthly or other), will be shown in the App and may vary depending on the type of transaction, the transfer method and the type of User (individual or legal entity).

The User may request an increase of their limits through the support channels. Belo will assess each request at its sole discretion and may require additional information or documentation for that purpose.

Recipient details. The User is solely responsible for the accuracy and truthfulness of the information entered for each Transfer, including the name of the destination account holder, the account number, the routing number, the SWIFT code and any other information required for the transfer method. Neither Belo does not verify that the recipient’s name matches the account number provided, and the Transfer may be credited based solely on the account number and routing number. Belo will not be liable for Transfers credited to accounts other than the intended one as a result of erroneous or incomplete information entered by the User.

Irrevocability. Once confirmed by the User, a Transfer cannot be cancelled, modified or reversed. Any claim for the return of a Transfer sent to the wrong account must be directed by the User to the recipient, without prejudice to any recovery efforts that may be made, with no guarantee of success.

Timeframes. The crediting times shown in the App are estimates and depend on the transfer method, on business days and hours in the United States of America and on the receiving and intermediary institutions. Belo will not be liable for delays attributable to those institutions or to regulatory controls.

Rejections and returns. If a Transfer is rejected or returned by the receiving institution or by an intermediary institution, the amount will be refunded once Bridge receives it, net of any charges applied by the institutions involved. The refund timeframe will depend on those institutions.

Transfers to third parties. Belo is not a party to the relationship between the User and the recipient or to the transaction underlying the Transfer, and assumes no liability for the performance of the obligations between them. The User represents that the Transfers have a lawful origin and purpose.

Controls. Belo may require the User to provide information or documentation about the recipient, the purpose of the Transfer and the source of funds. Transfers may be delayed, suspended or rejected when necessary to comply with applicable anti-money laundering, counter-terrorist financing and international sanctions regulations.

Belo and Bridge are independent companies. Users must read and understand Bridge's terms and conditions referred to above in these Terms and Conditions.

References to the registered trademarks of Belo and Bridge on their respective websites, and their dissemination, are made solely within the framework of the joint alliance, with each company retaining the intellectual property in its trademarks and rights over them.

Belo may amend these Terms at any time and at its sole discretion.

By accepting these Terms and Conditions, the User understands that information and data related to the use of the Service, including the data of the recipients of Transfers, may be shared with and/or disclosed between Belo and Bridge and to third parties for the purpose of providing the Service. The User represents that they have the necessary authorization to provide the recipients' data. The User's data does not remain in Belo's possession once the Service is terminated.

The registered User will be solely responsible for the use of the Service and for the transfer instructions and transactions carried out in the Belo Account and in the Bridge Account. The User also undertakes to keep access credentials safe and not to share them with third parties, and to exercise the utmost diligence and care, understanding that in the event of loss, vulnerability, theft and/or leak of the access information to their account, the User alone will be responsible for any losses and damages this may cause, holding Belo and Bridge harmless from any claim relating to such damages.