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How can I fund my account worldwide?

Here are the available methods to fund your belo wallet from anywhere in the world.

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Written by belo
Updated this week

The belo app offers more than one way to receive USD from abroad—quickly, securely, and at low cost 📥

In every case, the funds will arrive in your account as digital dollars (USDC). You can use that balance instantly to pay, save, or transfer from the belo app ✅

✅ Available options to receive USD

Here are the three ways you can receive USD into your belo account:

1. belo USD account (ACH and Wire)

This option lets you receive payments from platforms like PayPal, Upwork, Deel, Ontop, or directly from US bank accounts.

ACH transfers

  • Arrival time: 2–4 business days
    (If sent before 4:00 p.m. EST, it may arrive the same day)
    ⚠️ Some platforms like PayPal can take up to 3 weeks.

  • Deposit fee: 0.3% of the transaction (min. 0.5 USD)

  • Minimum amount: 200 USD

  • Tip: Keep the Trace ID in case you need support

Wire transfers

  • Arrival time: 2–4 business days
    (If sent before 4:00 p.m. EST, it may arrive the same day)

  • Deposit fee: Fixed 20 USDT

  • Minimum amount: No minimum

  • Tip: Keep the IMAD for support

How to activate your account 🤔

In the app, go to: Settings → USD account → Activate account

For more details, check out this article.

❗Account opening:
There’s a one-time fee of 3 USD to open your USD account. It remains active for 1 year.

👉 Already have a euro account? Opening a USD account is free.

2. Withdrawals from Payoneer

  • Arrival time: Instant

  • Fee: 4% of the withdrawn amount

  • Limits:

    • Up to 5 withdrawals per day

    • Minimum amount: 5 USD

    • Daily max: 5,000 USD

    • Monthly max: 20,000 USD

  • Supported currencies: USD, EUR, GBP

How to use it 🤔

In the app, go to: Add money → Payoneer
Link your Payoneer account to withdraw funds easily.

For more details, check out this article:

👉 How to Transfer your Payoneer Balance to belo

3. Withdrawals from Airtm (Stellar USDC)

  • Arrival time: Instant

  • Fee: 0%

🔧 How to do it:

  1. In belo, copy your Stellar USDC address and memo

  2. Go to Airtm → Withdraw → Stellar USDC

  3. Paste the info, confirm, and you're done ✅

⚠️ Make sure the memo is correct before confirming.

For more details, check out this article.

📩 Still have questions?

We’re here to help! You can reach us through:

If you're having issues with a USD transfer, include in your message:

  • The amount and date of the transfer

  • A screenshot or PDF of the receipt

  • The Trace ID (for ACH) or IMAD (for Wire)

💜 We’ll get back to you as soon as possible.

This article is regularly updated. We recommend checking it each time before receiving a transfer.

Whether you work with international companies, freelance on global platforms, or receive payments from friends and family in USD, belo is the wallet that lets you receive and manage your money however you want 🤑

If you’re looking to receive other currencies, head to the "Fund your account" section in our Help Center.

👉 There you'll find all available options to deposit: pesos, euros, reais, crypto and more.

Open the app to explore every feature in detail 👇

Download the app
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