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What is a SEPA transfer?

What is the Single Euro Payments Area (SEPA) and how is it possible to receive transfers in Euros using this mechanism.

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Written by belo
Updated over a week ago

The Single Euro Payments Area (SEPA) is a euro payments network comprising 34 nations (all members of the European Union, plus Iceland, Liechtenstein, Norway, Switzerland, Monaco and San Marino). Transfers made between banks that are members of this network are always made under the same rights and conditions.

What data must be shared in order to receive a SEPA transfer

In order to receive a transfer, it is necessary to share your IBAN (International Bank Account Number) and your BIC (Bank Identifier Code). This allows the transferring bank to identify the destination bank account and send the transfer.

When creating a payment from abroad in the belo app you will find a button to share your account details in a simple way to the sender.


It is the Regulation (EU) 260/2012 that establishes the technical requirements for transfers in euros that take place between SEPA participating countries.

For any questions or concerns regarding the payments from abroad feature, please do not hesitate to contact us via the app's chat or via email to [email protected].

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