This promotion (the "Promotion") is organized by Gralcey S.A. (the "Organizer") and is subject to these Special Terms and Conditions (the "Special Terms"), which supplement the General Terms and Conditions of the Application and, where applicable, the special terms governing the decentralized protocol access service.

Participation in the Promotion implies acceptance of these Special Terms and of the terms applicable to the relevant service.

In the event of a conflict between these Special Terms and the General Terms and Conditions, these Special Terms shall prevail solely with respect to the matters specifically governed by the Promotion.

The Promotion consists of the granting by the Organizer of an additional promotional benefit called the "Reward" or "Bonus", which may be credited in USD₮ to users who meet the conditions set out in these Special Terms.

The Reward is a commercial incentive intended to promote the use of USD₮ and of the services available in the Application.

The Reward:

a) is independent of any yield that may be obtained through decentralized protocols;

b) does not constitute interest, income, a dividend or remuneration for the delivery, deposit, custody, administration or transfer of funds to the Organizer;

c) does not imply that the Organizer receives, uses, invests or disposes of the User’s USD₮ for its own account;

d) does not constitute an obligation to maintain the funds for any given period; and

e) is subject to the term, conditions, limits and availability set out in these Special Terms.

The User’s funds and virtual assets shall remain subject to the regime applicable to the relevant service and to the specific terms and conditions of that service.

The Application may display jointly, for informational and commercial purposes only, an estimated reference of the economic benefit a User could obtain taking into account:

(i) any yield generated by the relevant protocol or service; and

(ii) the promotional Reward granted by the Organizer.

Both components are legally and operationally independent.

The yield generated by a decentralized protocol is subject to the conditions, risks, methodology and variations inherent to that protocol and does not constitute a payment obligation of the Organizer.

The promotional Reward constitutes solely the benefit granted by the Organizer under these Special Terms.

During the term of the Promotion, the Organizer may communicate in the Application a commercial reference to the combined economic benefit associated with USD₮, expressed as:

"Estimated total benefit: approximately 10% per year"

or substantially equivalent wording.

Such reference is an estimate and does not constitute a fixed, guaranteed or assured rate.

The reference shall be accompanied, clearly and visibly, by the following disclaimer:

"Estimated reference composed of the variable yield that may be generated by the applicable protocol and of an additional promotional Reward granted by Belo. Protocol yield may vary and is not guaranteed. The promotional Reward is subject to its own terms, conditions, limits and term. The total benefit may be higher or lower than the reference indicated."

Where the available space allows, the Application shall also display the breakdown of both components.

The promotional Reward is calculated on a maximum computable balance of 12,000 USD₮, and therefore the total benefit may be proportionally lower for balances above that limit.

The promotional Reward shall be determined in accordance with the coefficient, formula or methodology reported in the Application at the time it accrues.

The coefficient applicable to the Reward may vary during the term of the Promotion for future periods.

Any modification shall be reported in the Application before becoming applicable and shall not affect Rewards that have already accrued under these Special Terms.

The Reward shall not be determined as an obligation to complete or guarantee any given total yield for the User. The Reward accrues and is settled daily. Each day constitutes a period for the purposes of these Special Terms, and the determination corresponding to one day does not create any right or expectation with respect to subsequent days.

The promotional Reward shall not be determined by reference to the yield actually obtained by the protocol.

A variation in protocol yield shall not in itself create a right of the User to receive an additional Reward, nor an obligation of the Organizer to offset or make up for such variation.

Likewise, the granting of the Reward does not imply that the Organizer guarantees any given yield on the User’s virtual assets.

The Promotion shall run from 00:00 on September 1, 2026 until 23:59 on June 1, 2027, Argentine Republic time, unless terminated early in accordance with these Special Terms.

The Organizer may terminate the Promotion for future periods for commercial, operational, technical, regulatory or force majeure reasons.

Termination shall not affect Rewards that have actually accrued beforehand.

Users may participate in the Promotion provided that they:

a) are natural persons of legal age;

b) hold an active and validated Belo Account;

c) comply with the identification procedures and other applicable regulatory requirements;

d) have the relevant service enabled;

e) meet the minimum balance and other conditions reported in the Application; and

f) hold Argentine, Brazilian, Colombian or Venezuelan nationality, regardless of the country in which the Belo Account is registered.

Eligibility requirements may vary according to the promotional period, country or User segment, provided they are clearly reported in advance.

Where applicable, the Reward shall be calculated on the computable USD₮ balance reported in the Application.

The computable balance does not constitute a deposit, an investment or a transfer of funds to the Organizer.

The User shall retain availability of their assets in accordance with the conditions applicable to the relevant service.

The Reward is a promotional incentive and not an interest rate or a guaranteed yield.

Participation in the Promotion does not grant the User a right to receive any given rate or percentage of benefit during a future period.

Any percentage references displayed in the Application are estimates or commercial references and shall not be construed as a promise of any given return.

The Organizer may modify the conditions of the Promotion for future periods, including the Reward coefficient, the eligibility requirements, the limits and the duration.

Modifications shall be reported through the Application or other enabled channels before taking effect.

Rewards that have already accrued shall not be modified retroactively.

The Promotion may be subject to a specified promotional budget.

Once that budget is exhausted, the Promotion may be terminated for future periods.

Rewards actually accrued prior to termination shall not be affected.

The Application shall report the termination of the Promotion where applicable.

The Organizer may adopt reasonable measures to prevent fraudulent or abusive use of the Promotion.

For such purposes, consideration may be given, among others, to conduct aimed exclusively at artificially multiplying the benefit, using multiple accounts, splitting balances or carrying out transactions lacking economic substance with the principal purpose of obtaining an undue promotional benefit.

Where such conduct is detected, the Organizer may exclude the User from the Promotion and, where applicable, correct or reverse promotional benefits unduly credited.

These powers shall be exercised proportionately and shall be limited to the Promotion.

The decentralized protocol access service and any yield that may be obtained through such protocols are subject to their own terms and conditions.

The existence or availability of this Promotion does not constitute a guarantee as to the yield of such protocols.

The Organizer does not guarantee that any given yield will be obtained through decentralized protocols.

Users acknowledge that Virtual Assets may be subject to technological, operational, market, liquidity, regulatory and counterparty risks, as applicable.

The historical, estimated or currently observed yield of a protocol does not guarantee future yields.

Likewise, the commercial reference to total benefit that may be displayed in the Application does not guarantee that the User will obtain that percentage.

The Organizer shall endeavour to present clearly and separately:

(i) the yield or benefit attributable to the protocol service; and

(ii) the promotional Reward granted by the Organizer.

The information available in the Application shall enable the User to understand that both components respond to different sources and conditions.

The Organizer shall be liable for breach of the obligations legally enforceable against it in connection with the Promotion.

No provision of these Special Terms shall limit rights or liabilities that cannot validly be limited or excluded under applicable law.

The Promotion shall be governed by applicable law and by the General Terms and Conditions of the Application, without prejudice to the rights available to Users under consumer protection rules and other applicable mandatory legislation.

Participation in the Promotion implies that the User has been able to access these Special Terms and to become aware of their essential conditions.

Acceptance of the Promotion does not imply a waiver of the rights recognized by applicable law.