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How we calculate the return on your money

We explain how we determine the total rate of return on your cryptocurrencies.

Written by Mía
Updated today

Your money grows

The return you see on the main screen shows you how your money is growing. It's a dynamic number that changes based on the cryptocurrencies you hold and the amount you have of each 🚀

In the following sections, we'll explain how your returns are calculated.
If you have any questions about what returns are, you can check out this article.

Return rates per cryptocurrency

Each cryptocurrency has an annual rate that you can check directly in the app:

  • USDT & USDC: 3% annual.

  • ETH (Ethereum): 1% annual.

  • BTC (Bitcoin): 0.1% annual.

  • Solana (SOL): 4.5% annual

How do we calculate the total return you see in the app?

The total return shown on the main screen is the result of this calculation:

  1. We determine the percentage of each currency in your wallet:

    • We calculate the USD value of each cryptocurrency in your balance and determine what percentage it represents of your total wallet value.

  2. Returns based on your coins:

    • We multiply the percentage that each currency represents by its annual return rate.

  3. Dynamic update:

    • We add the proportional returns of all your currencies and update this total on the main screen so it always reflects the growth of your balance.

Practical example

Let's assume the value of ETH is $3,100 and USDT is $1

If you have:

  • 200 USDT, which would be equal to $200

  • 0.5 ETH, which would be equal to $1,550

  1. We calculate the percentage of each currency in your wallet:

    • 200 USDT represents 11.43% of the total ($200 / $1,750).

    • 0.5 ETH represents 88.57% of the total ($1,550 / $1,750).

  2. We apply the annual return rates:

    • For USDT: 11.43 × 4.25% = 0.49%.

    • For ETH: 88.57 × 1% = 0.89%.

  3. We add the proportional returns:

    • 0.49% + 0.89% = 1.38%.

In this case, your combined rate would be 1.38% annually. This calculation is performed continuously so that you always see your updated returns percentage.

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